Haliburton County Development Corporation

Business & Loans

No matter how big or small your business financing needs, if you are just starting, have been in business for a long time, are exploring possibilities or just need some advice, our knowledgeable staff are always pleased to meet with you to discuss your situation. In addition to business loans, HCDC provides business counselling, access to resources and mentoring.

Loans for new, existing or expanding businesses

HCDC provides loans to new, existing or expanding businesses and social enterprises*. Loans, available up to a maximum of $150,000, are negotiated at reasonable interest rates and are amortized over a maximum of 15 years. All financing approvals are made at the community level by our Investment Committee. The Investment Committee is made of members of our board of directors who have a wide range of business experience and knowledge about the local economy. 


HCDC has the flexibility to provide financing for businesses that are unable to secure funding under reasonable terms and conditions from traditional lenders. In some cases we may be prepared to consider a position of higher risk than other lenders.

Making an application for a loan

If you are interested in applying for a business loan we encourage you to make an appointment. Before your meeting we recommend that you take the time to read the section on business loans and to complete a business plan and a personal net worth statement. This information will help us determine your eligibility. If you have any questions about these forms e-mail or give us a call at 705-457-3555.

Funding and special loan programs

The HCDC is able to provide financial support to a number of businesses and social enterprises each year through a variety of funding programs and special loan programs.

Funding Programs

Special Loan Programs

* HCDC defines a “Social Enterprise” as business that is run by a not-for-profit organizatio. The income from these revenue-producing activities is used to support the purpose of the organization.