Loans

No matter how big or small your need for business financing or advice, our knowledgeable staff are always pleased to discuss your needs and ideas.

Current Loan Programs

Business Loans up to $300,000 are available to new and existing businesses in Haliburton County.

The Green Initiatives loan program provides loans at a reduced interest rate for businesses and organizations undertaking initiatives that will lower their carbon footprint.

The Regional Relief and Recovery Fund (RRRF) provides interest-free loans up to $40,000 to businesses and organizations impacted by COVID-19.

Contact our Loans Officer should you require additional information.

Application Review

Loans are approved by the Investment Committee, made up of members from our Board of Directors who have diverse backgrounds and areas of expertise to help your business succeed.

The Committee meets on the third Wednesday of each month. Your application documents are required at least one week prior to the meeting.

Decision Making and Appeal Process

If your application is approved, we will prepare necessary documents and set up a meeting to review the details.

If your application is denied, we are still here to assist you. We can provide guidance on other options for financing, recommendations for other funding options and our knowledgeable staff and board are available for advice at any time.

If you would like to appeal the decision you can resubmit a second application and include additional relevant information directly to the Investment Committee.

If the Investment Committee rejects the second application the applicant does not have further recourse to appeal.