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HCDC Business Loans
No matter how big or small your need for business financing or advice, our knowledgeable staff are always pleased to discuss your needs and ideas. On this page you can learn about:
HCDC Loans
The purpose and difference of an HCDC Loan
Green Initiatives Loans
Businesses reducing their carbon footprint are eligible for a reduced interest rate
Loan Application Process
How to apply for an HCDC Loan
Angel Investing
An alternative to an HCDC Loan
HCDC Business Loan
Why a loan from HCDC?
- Flexible financing options up to $300,000.
- Loans are fully open and repayable without penalty.
- Loans over $300,000 can be shared with other financial institutions (i.e. The BDC or other CFDCs).
- Decisions for financing are made by our local volunteer Board of Directors.
What types of things can loans be used for?
- Business Start Up
- Business Expansion
- Equipment
- Operating costs
- Vehicles
- Business/land/building purchase and/or improvements
Green Initiatives Program
The Green Initiative Program provides loans at a reduced interest rate for businesses and organizations undertaking initiatives that will lower their carbon footprint. Through the Green Initiatives loan program, HCDC provides loans up to $30,000 at a reduced interest rate for initiatives that will lower the carbon footprint of the business.
This is part of our Green Commitment; to encourage and support initiatives of organizations and businesses that will lessen the carbon of businesses and institutions in Haliburton County an contribute to the development of businesses that address environmental challenges and climate change.
Angel Investing
Angel Investing is an individual, or group of individuals, who provide capital and for business start-ups, usually in exchange for convertible debt or ownership equity. Angel investors may also get involved providing support as advisors, making industry connections, and assisting with strategic development of a business.
HCDC can connect you with the Peterborough Regional Angels Network. Contact Patti Tallman for more information ptallman@haliburtoncdc.ca.
Application Process
There are three main steps to the loan application process. At any point in time, don't hesitate to reach out to team with questions or for any additional information.
To apply for a Business Loan or a Green Initiatives Loan, complete the Loan Application on our website.
For questions or assistance with completing your Loan Application, contact Sara Joanu, our Loans Officer by calling 705-457-3555 or emailing sjoanu@haliburtoncdc.ca.
Want to Learn More About HCDC Loans?
Our team is excited to meet with you!
Meet Our Loans Officer: Sara Joanu
"Throughout my time here at HCDC, I have gained a new passion for learning about local businesses and assisting them achieve their goals and dreams. My roll is to provide financing to entrepreneurs to start or expand their businesses."
Email Sara at sjoanu@haliburtoncdc.ca or call at 705-457-3555
Meet Our Loans and Office Administrator: Cory Abbs
"Cory joined the HCDC team as the Office Assistant in 2017 and became the Loans & Office Administrator in 2018. She is always there to help along the way."
Email Cory at cabbs@haliburtoncdc.ca or call at 705-457-3555
